Season 1
Episodes
Physician Retirement: How to Double Your Money in Half the Time
Through strategy, habits, and mindset change, physicians can easily double their money in half the time to create a comfortable retirement. Using the rule of 72, you can determine the amount needed to invest to reach...
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The Single Best Tax Deduction for Physicians Might be the HSA
What might be the single best tax break for a physician’s family? Surprisingly, a health savings account (HSA) may be the right option for your physician family. An HSA account is a vehicle where a physician can save...
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How Much Life Insurance Do Doctors Really Need?
What does a physician need to know about life insurance? What is the difference between cash value and term insurance? Do you have at least the average amount a physician needs to have in a life insurance policy? Tune...
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How to Save Huge Taxes with a Cash Balance Plan for Physicians
Too often physicians will overlook benefits that can boost their retirement. A cash balance plan offers huge tax savings and is a type of defined benefit plan. So what are defined benefit plans, and how can a cash...
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What Every Physician Should Know About I-Bonds
I-Bonds are an excellent component of a physician’s fully-funded emergency fund. They are state income tax-free and they pay interest that is very similar or exactly the same as the inflation rate. But what are...
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The Eternal Physician, What if you never ever retire?
What would it look like if you never retire? What are the pros and cons of working for the rest of your life? What if there was a reason you could not retire? How might a physician structure their life? An eternal...
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Are UTMAs a no-no for physician mommies and daddies?
UTMAs can seem appealing to a physician for the tax break. However, using this account to hide money and present it to a child when they reach adulthood is a no-no. So then are UTMAs still a valuable tool for...
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10 Tips and Traps for the Relocating Physician
A physician has made the decision to change jobs or move out of state. What answers should a physician receive before they accept a new position? What key factors should a physician know before they establish new...
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Your First Physician Mortgage: How does it work?
A physician has made the decision to buy a house, so what’s the next step? How should physicians acquire a mortgage? What is the difference between a preferred lender vs. a standard bank loan? What type of loan is the...
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Why Physicians Should NOT Refinance Student Loans
Most physicians–even those well into their career as an attending–will face decisions about student loans. What is the difference between refinancing and consolidating student loans and which one is better? What...
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Changing Jobs: How To Make Your Physician Family Work Better
Changing jobs is common for physicians, but is money the main motivator? What are some other driving factors that lead physicians to change jobs? What if a new job requires a physician to move their family across the...
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S.A.F.E. Money: Your Physician Family Emergency Fund
Emergency funds are essential for unexpected events that happen in life. Every physician should have one, but how much money should be in that emergency fund? What constitutes an emergency and what doesn’t? Should...
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