Season 1
Episodes
#187 Are Other Doctors Really Ahead of You?
A house cannot tell you how the people inside it are doing financially.
It just shows you what somebody built. It says nothing about their down payment, their mortgage payment, what goes into their retirement plan, or...
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#186 Do Kids Actually Soak Up Financial Advice?
Nobody trains a sponge. You leave it in the sink, and it takes on whatever is in there: the dishwater, the coffee grounds, the cereal milk somebody poured out at breakfast. Kids work about the same way. The sit-down...
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#185 Physicians Don’t Need to Move the Financial Goalposts to Win
Dessert comes after the vegetables. A seven year old goes along with this because at seven the broccoli takes four minutes and the ice cream shows up in the same hour.You have been eating vegetables since you were...
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#184 Smart Strategies for Docs Who Inherit Brokerage Accounts
What is in your garage that you would not go out and buy today?The elliptical. Your father-in-law's table saw. Six gallons of the paint color from the last house.This week we take a question from a physician who...
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#183 Docs Don’t Need to Shipwreck Their Plan to Keep Family Afloat
Every lifeguard learns the same thing before they are allowed near the water. You do not swim into someone's arms. A panicking person will climb you, and then there are two people in trouble instead of one, so you...
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#182 Are Annuities Really a Bad Deal for Physicians?
Nobody books the all-inclusive because the food is better. They book it because it takes the risk out of the trip. No bad rental in the wrong part of town and no hour-long drive to anything worth eating.
An annuity is...
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#181 Lifting the Financial Hood: How Young Doctors Can Demystify Market Risk
Stock market charts can look like roller coasters, and most people assume the young riders are the ones who enjoy the drops.
Not always. Nate Reineke and Chelsea Jones answer a question from an emergency medicine...
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#180 Saving Beyond the 529: How Doctors Can Pass Down Wealth
There are two ways to get saving for your children wrong.
You can undersave and leave your kids with student loans. You can oversave and hand a nineteen year old a pile of money with no strings attached. Physician...
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#179 Is the Cash Balance Plan Tax Break Worth It for Doctors?
Should you choose a high tax break or high investment growth? Nate Reineke and Chelsea Jones break down a common dilemma for high-earning physicians: deciding between a Cash Balance Plan and a traditional taxable...
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#178 Online Comparison: The Thief of Physician Joy
When you log onto online physician forums, it’s incredibly easy to feel like you are losing a race you didn’t even know you were running. Nate Reineke and Chelsea Jones tackle a question from a 40-year-old family...
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#177 Should You Skip a 529 Without a State Tax Break?
When planning for your children's future education, a lack of an upfront state income tax deduction can make saving feel like a raw deal. Nate Reineke breaks down a question from a Florida surgeon tempted to skip 529...
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#176 Remodel or Relocate: Should Doctors Stay or Should They Go?
When you need an extra bedroom and a bathroom remodel, it is incredibly easy to turn a lifestyle dilemma into a stressful math equation. Nate Reineke and Chelsea Jones look at a question from a double-doctor family in...
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