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Financial Advisors for Doctors with Children

We. Are. Fiduciaries.

As fiduciaries, Physician Family Financial Advisors have a legal obligation to act in your best interest. And as a multi-specialty team with more than 25 years experience in financial planning for doctors, we’ve seen just about everything.
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W Ben Utley is one of the Best Financial Advisors for Doctors

W. Ben Utley, CFP®

Team Leader & President

 

Professional Credentials & Activities

  • Certified Financial Planner™ (CFP®) Board #59945

  • Investment Advisor Representative, CRD #2547264

  • Licensed Insurance Consultant License #6224048

 

Professional Recognition

  • Featured in The New York Times article, "Investment Advice for Doctors— First Do No Harm"

  • Listed among the “150 Best Financial Advisors for Doctors” in 2002 by Medical Economics Magazine who compiled their list based on reader recommendations of advisors they found to be knowledgeable about financial planning for physicians. Advisors were evaluated based on their credentials, educational background, experience, percentage doctor clients and size of firm. They also reviewed a sample financial plan, regulatory filings and compensation model. Mr. Utley did not pay to be listed. Note: this rating is not indicative of our future performance.

  • Quoted in The Wall Street JournalThe White Coat Investor, BusinessWeek, Medical EconomicsConsumer ReportsPhysician’s Personal AdvisoryThe Financial TimesPhysician’s PracticeThe Register-Guard (Eugene, Oregon's hometown newspaper) and more than 100 other media appearances.

 

Educational Background

  • Master of Science, Chemistry – University of Oregon (1993)

  • Bachelor of Science, Chemistry – Texas A&M University (1992)

 

Business Experience

  • 9/1998 - Present: Financial Advisor & President, Physician Family Financial Advisors Inc., Eugene, OR

  • 10/1996 - 9/1998: Proprietor & Investment Advisor Representative, W. Ben Utley DBA InnerWealth Asset Management, Eugene, OR

  • 9/1994 - 10/1996: Registered Representative, Waddell & Reed, Inc., Eugene, OR

Personal & Family

I’m a transplanted Texan. You can hear it when I say “barbeque” but a long stint in the choral arts caused me to leave the rest of my twang in Texas. My wife says she married me because I’m driven, and I love her because she accepts me for who I am. We have two teenage daughters and a Chihuahua mix named Jack that we adopted from the Greenhill Humane Society. When it’s snowing, I like to go snowshoeing up in the mountains. When it’s sunny, I love to hit the lake with my stand up paddleboard. The rest of the time, I’m either teaching my kids something or teaching myself something (reading). 

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Nate Reineke is a financial advisor for doctors with children and student loans

Nate Reineke, CFP®

Student Loan & College Planning Specialist

 

Professional Credentials

  • Certified Financial Planner™ (CFP®) Board #338225

  • Investment Adviser Representative, CRD #6908531

Educational Background

  • Bachelor of Science, Economics - University of Oregon (2014)

Business Experience

  • 1/2018 - Present: Investment Advisor Representative, Physician Family Financial Advisors Inc., Eugene, OR

  • 8/2015 - 1/2018 : Senior Buyer, Daimler, Portland, OR

  • 6/2014 - 8/2015: Relationship Manager, Keybank, Lebanon, OR

  • 1/2013 - 6/2014: Member Service Rep, Pentagon Federal Credit Union, Eugene, OR

Personal & Family

I was born in Eugene and raised by a financial advisor (my dad) and a teacher (my mom) so naturally, I attended the University of Oregon and earned a degree in Economics. Through a mutual friend, I met my wife Brittney, who studied Psychology across the street at Bushnell University. We married on New Year's Eve of 2015 and now have two boys: Mateo and Kimo.

I met Ben in 2015 when a friend told me about a job opening at Physician Family. Kyle landed the job before I could contact Ben but we remained in touch during the years and Ben became a mentor to me. I love helping people get out of debt and get on with life, so I jumped at the chance to move out of the corporate world and into making a difference for individuals. My whole life revolves around my family but when I have a little extra time, you'll find me working out, working on my house, working on my budget or listening to podcasts about those three things.

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Janet Davis is a tax planner for doctors

Janet Davis, CPA, CFP®

Tax & Business Specialist
(Alliance Partner)

Professional Credentials & Activities

  • Certified Public Accountant (CPA): Arizona License #12081

  • Certified Financial Planner™ (CFP®) Board #75746

  • Member American Institute of Certified Public Accountants

  • Member Arizona Society of Certified Public Accountants

  • Member Financial Planning Association (FPA)

  • Senior Adjunct Faculty of California Lutheran University

Professional Recognition

  • Regular continuing education speaker for groups including Financial Planning Associations of Houston, Southern Arizona and Ventura County, Tucson Tax Study Group, Jewish Community Foundation Summer Education Series, and National Association of Personal Financial Advisors Tucson Study Group.

Educational Background

  • Master of Science in Financial Planning – College for Financial Planning - Denver, CO (2004)

  • Bachelor of Science in Accountancy – University of Illinois at Urbana-Champaign (1994)

Business Experience

  • 9/2009 – Present: President, Trusted Advisors Consulting PLLC, Tucson, AZ

  • 8/2011 – 10/2013: Partner, Kleinhans, Lashbrook, Butler, and Davis PLLC, Tucson, AZ

  • 2/2007 – 8/2009: Sr Manager, Clifton Larsen Allen, Tucson, AZ

  • 7/2006 – 1/2007: Financial Planner, Lubitz Financial Group, Miami, FL

  • 11/1997 – 6/2006: In Charge Accountant, Manager, & Sr Manager, Clifton Larsen Allen, Springfield, IL & Tucson, AZ

  • 10/1995 – 11/1997 Staff Accountant, Sikich Gardner & CO / Meyer & Van Meter, Springfield, IL

  • 1/1995 – 10/1995 Staff Accountant, Arthur-Anderson LLP, St Louis, MO

Personal & Family

I am originally from Illinois, where I earned my accounting degree, met my husband, and began my career. After taking bookkeeping in high school, I knew I would become an accountant. I enjoy my work - organizing information and analyzing the complex issues clients sometimes face. I deeply value my experience at major firms, and now, as an Alliance Partner to Physician Family, I enjoy using that knowledge to work directly with clients to solve complex problems and help them reach their financial goals. In my free time I enjoy cycling, yoga and reading, and my husband and I are fans of college sports.

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Jim Tarvin is a financial advisor for doctors who need insurance advice and estate planning

Jim Tarvin, CFP®

 Insurance & Estate Planning Specialist

 

Professional Credentials & Activities

  • Certified Financial Planner™ (CFP®) Board #65554

  • Investment Advisor Representative, CRD #4415765

  • Oregon Licensed Insurance Consultant #19552745

 

Business Experience

  • 11/2017 - Present: Investment Advisor Representative, Physician Family Financial Advisors Inc., Eugene, OR

  • 2010 - 8/2017: Sr. Financial Planner, Guardian Wealth Management, Chattanooga, TN
    4/2003 - 3/2010: Financial Planner, MCS Family Wealth Advisors, Eugene, OR
    1/2001 - 3/2003: Founder, All Seasons Financial Planning, Decatur, GA
    6/1979 - 2/2003: Business analyst, Delta Air Lines, Atlanta, GA

Personal & Family

Even though I’ve mostly lived in Atlanta, I’m an Oregonian at heart. After two decades working for Delta and trying my hand at running my own financial planning practice, I spent seven years in Eugene at an investment management firm. My wife Leslie and I fell in love with the food, scenery, people and yes, even the weather, of the Pacific Northwest. To be closer to siblings, elderly parents, & our daughter Emily, we returned to Atlanta, where we live now, and where I work virtually for Physician Family. Leslie and I enjoy jazz, good food and cooking, and entertaining at our home. When not working or cooking, we are on our bicycles along the many trails throughout the city or hiking in the nearby mountains.

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Kyle Hoelzle is a financial advisor for doctors who need investment advice

Kyle Hoelzle CFP®

Retirement Investing Specialist

 

Professional Credentials

  • Certified Financial Planner™(CFP®) Board #328206
  • Investment Adviser Representative, CRD #6501467

Educational Background

  • Bachelor of Science, General Sciences - University of Oregon (2010)

Business Experience

  • 4/2015 - Present: Investment Advisor Representative, Physician Family Financial Advisors Inc., Eugene, OR

  • 10/2012 - 4/2015: Branch Representative, Oregon Community Credit Union, Eugene, OR

  • 10/2011 - 10/2012: Forensic Analyst, Eugene Police Department, Eugene, OR

  • 2/2011 - 10/2011: Teller, Oregon Community Credit Union, Eugene, OR

Personal & Family

I’m a native Oregonian, born and raised in Cave Junction near the Oregon Caves National Park. You could say I’m a little bit country. I like country music, I know my way around hunting rifles, and I love to head out to the Cascades and get away from it all. My wife grew up in rural Idaho, so she’s a little bit country, too. We met on a blind date. We have two young daughters and a chihuahua who keeps them entertained. My last name is pronounced “Helsley” and my dad named me after Sergeant Kyle Reese who goes back in time to save the humans in the Arnold Schwarzenegger movie Terminator.

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Chelsea Smith is a financial advisor for doctors who need retirement planning

Chelsea Smith CFP®

Retirement Planning Specialist

 

Professional Credentials

  • Certified Financial Planner™ (CFP®) Board #332946

  • Investment Adviser Representative, CRD #7185688

Educational Background

  • Bachelor of Science, Biology with minor in finance - Western Kentucky University (2019)

Business Experience

  • 7/2019 - Present: Investment Advisor Representative, Physician Family Financial Advisors Inc., Eugene, OR

Personal & Family

I was born and raised in Somerset, a small town in Southeastern Kentucky. I graduated from Western Kentucky University in 2019 with a Bachelor of Science in Biology, a minor in Finance, and a Certificate in Personal Financial Planning. It wasn’t until my sophomore year of college that I found my passion in finance and helping others achieve their financial goals. I was able to put this passion to work in the WKU Center for Financial Success where I helped students with budgeting, student loans, and credit. I always love learning and exploring new places. In my spare time, you can find me cooking, playing volleyball (but I’m up for trying any sport at least once), swinging a hammer on a Habitat for Humanity worksite, or showing anyone that I can pictures of my very cute niece and nephews.

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Jack Barker is not a financial advisor for doctors but he's a good boy

Jack Barker

Team Mascot

 

Business Experience

  • 1/2011 - Present: Team Mascot, Physician Family Financial Advisors Inc., Eugene, OR

  • ? - 1/2011: Cheerleading Volunteer for the Oregon Ducks, Eugene, OR

Personal & Family

I'm a native Oregonian, born and raised in Lane County. As a pup, my mama taught me to respect humanity and never take no for an answer. Being raised in a middle class pack, we had to make the best of every kibble, so thrift is one of my core values. In fact, I was named after Jack in honor of the late great Jack Bogle, father of the modern index fund and founder of the Vanguard Group of mutual funds.

The thing I love about working on the Physician Family team is seeing the smiling faces of everyone I meet! When I'm not working, you can find me chasing squirrels or dancing around on two legs on Sunday morning when Ben makes crepes for the family.

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Physician Family Financial Advisors Inc.
9450 SW Gemini Dr PMB 52736
Beaverton OR 97008-7105
[email protected]
(541) 463-0899

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