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Physician Family Finances Podcast

Physician Family Finances Podcast

Hosted by: Nate Reineke

Are you a dedicated physician mom or dad, striving to balance your practice and family while securing your financial future? With the demands of work and family life, navigating the complexities of investment options,...

Episodes

What Every Physician Should Know About I-Bonds

Season #1 Episode #28

I-Bonds are an excellent component of a physician’s fully-funded emergency fund. They are state income tax-free and they pay interest that is very similar or exactly the same as the inflation rate. But what are...
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The Eternal Physician, What if you never ever retire?

Season #1 Episode #27

What would it look like if you never retire? What are the pros and cons of working for the rest of your life? What if there was a reason you could not retire? How might a physician structure their life? An eternal...
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Are UTMAs a no-no for physician mommies and daddies?

Season #1 Episode #26

UTMAs can seem appealing to a physician for the tax break. However, using this account to hide money and present it to a child when they reach adulthood is a no-no. So then are UTMAs still a valuable tool for...
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10 Tips and Traps for the Relocating Physician

Season #1 Episode #25

A physician has made the decision to change jobs or move out of state. What answers should a physician receive before they accept a new position? What key factors should a physician know before they establish new...
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Your First Physician Mortgage: How does it work?

Season #1 Episode #24

A physician has made the decision to buy a house, so what’s the next step? How should physicians acquire a mortgage? What is the difference between a preferred lender vs. a standard bank loan? What type of loan is the...
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Why Physicians Should NOT Refinance Student Loans

Season #1 Episode #23

Most physicians–even those well into their career as an attending–will face decisions about student loans. What is the difference between refinancing and consolidating student loans and which one is better? What...
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Changing Jobs: How To Make Your Physician Family Work Better

Season #1 Episode #22

Changing jobs is common for physicians, but is money the main motivator? What are some other driving factors that lead physicians to change jobs? What if a new job requires a physician to move their family across the...
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S.A.F.E. Money: Your Physician Family Emergency Fund

Season #1 Episode #21

Emergency funds are essential for unexpected events that happen in life. Every physician should have one, but how much money should be in that emergency fund? What constitutes an emergency and what doesn’t? Should...
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Index Funds: Better investing for overtaxed doctors

Season #1 Episode #20

Index Funds have numerous benefits for overtaxed doctors. But what is an index fund?  Should doctors invest in index funds or keep their taxable account? What makes index funds different and what if a doctor wishes to...
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Backdoor Roth: Tax-Free Retirement for Doctors

Season #1 Episode #19

Backdoor Roths are useful, tax-free strategies for physicians to invest in their futures. But what exactly is a Backdoor Roth and how does it differ from a traditional IRA account? Does ‘Backdoor’ mean it’s illegal?...
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What are most physicians doing about college?

Season #1 Episode #18

What was once a privilege in the past, college seems more like a necessity in today’s society. And a plan to save for college takes discipline, however, it is a worthwhile investment.  So, how should physicians...
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Should doctors buy Bitcoin?

Episode #17

Bitcoin has grown both in popularity and in value, but should doctors invest in Bitcoin? Are cryptocurrencies a safe investment? Is Bitcoin a diversified investment? What if a doctor just wanted to purchase a tiny...
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