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Physician Family Financial Advisors Blog

As a physician mom or dad, you put everything into your practice and your kids — so you want to do the right thing with the money you earn. This blog explores the topics that matter most to physician families: investing for retirement, saving for college, and raising financially responsible children.

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How Much Should a Physician Household Save Each Year? A Career-Stage Framework cash flow & budgeting physician career retirement planning Sep 23, 2026

"Are we saving enough?" You've asked your spouse some version of that question, probably more than once, and probably without landing on an answer eit...

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Dependent Care FSAs and the Child Tax Credit: What Survives a Physician Income cash flow & budgeting tax strategy Sep 23, 2026

You already know what the number is. Two kids in full-time center care, or one infant plus an after-school program, and the monthly childcare bill sit...

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Cutting Back to 0.8 FTE: The Financial Details Physicians Should Check First cash flow & budgeting insurance physician career Sep 23, 2026

You've run this in your head more than once. You'd work four days instead of five. You'd take a Wednesday at home, or a Friday, or whatever day your g...

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Benefits Open Enrollment for Physician Families: What to Actually Check Before the Deadline cash flow & budgeting insurance physician career Sep 23, 2026

The email shows up in your work inbox sometime in the fall. Open enrollment is here, the window is about three weeks, and there's a link to a portal y...

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Using a 529 for Private K-12 Tuition: What Physician Parents Should Know cash flow & budgeting college savings tax strategy Sep 23, 2026

The private school tuition bill arrives on a schedule that has nothing to do with your call schedule. If your kids are in private school, you already ...

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When One Spouse Earns Most of the Income: Money Conversations in a Physician Household cash flow & budgeting physician career retirement planning Sep 23, 2026

Here's a question that comes up at physician dinner tables: "How much do we actually have?" Sometimes the person asking is the spouse who doesn't hand...

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Parental Leave for Physician Parents: Planning the Money Before the Baby Comes cash flow & budgeting insurance physician career Sep 23, 2026

You're four or five months out, or your spouse is, and the questions surfacing at ten at night have nothing to do with the nursery. How many weeks can...

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The Sandwich Years: Supporting Aging Parents While Raising Kids on a Physician Income cash flow & budgeting retirement planning tax strategy Sep 23, 2026

The call doesn't come with a warning. Your mom mentions she's been having trouble with the stairs. A neighbor says your dad doesn't seem to be opening...

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Why Your Bonus Got Taxed So Hard: Supplemental Wage Withholding for Physicians cash flow & budgeting physician career tax strategy Sep 23, 2026

Your signing bonus landed. Or maybe it was the quality bonus, or the year-end productivity payout you've watched accrue since spring. You opened the p...

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How Much Cash Should a Physician Family Keep? Emergency Funds and Where to Hold Them cash flow & budgeting insurance physician career Aug 18, 2026

You out-earn almost everyone you went to high school with. But you can still feel a small jolt in your chest when a $4,000 bill lands with no warning....

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Malpractice Tail Coverage: What Physicians Should Know Before Changing Jobs cash flow & budgeting insurance physician career Aug 18, 2026

You accepted the new position. The offer looked good, the commute is shorter, and the group seems like people you would want to work beside. Then some...

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Married Filing Separately for Physician Couples: When Student Loans Change the Filing Math cash flow & budgeting student loans tax strategy Aug 18, 2026

The Question That Shows Up Every March

You and your spouse have filed jointly since the year you got married. Nobody questioned it. Then one of you l...

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Physician Family Financial Advisors

Physician Family Financial Advisors Inc.
9450 SW Gemini Dr PMB 52736
Beaverton OR 97008-7105
contact@physicianfamily.com
(541) 463-0899

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