Physician Family Financial Advisors Blog

As a physician mom or dad, you put everything into your practice and your kids — so you want to do the right thing with the money you earn. This blog explores the topics that matter most to physician families: investing for retirement, saving for college, and raising financially responsible children.

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How Physicians Can Use an HSA as a Stealth Retirement Account investing retirement planning tax strategy May 11, 2026

If you're a physician enrolled in a high-deductible health plan, there's a quiet account sitting inside your benefits portal that most of your colleag...

W-2 Plus 1099 Hybrid: A Financial Planning Playbook for Moonlighting Attendings physician career retirement planning tax strategy May 11, 2026

You took the hospital job for the stable paycheck, the benefits, and maybe a predictable call schedule. Then a friend mentioned a weekend locum gig th...

Spousal Student Loan Coordination: When One Physician Pursues PSLF and the Other Refinances cash flow & budgeting student loans tax strategy May 11, 2026

When two physicians marry, two student loan balances often come along for the ride. And in many dual-physician and physician-spouse households, those ...

The Mega Backdoor Roth: How Physicians Can Tell If Their 401(k) Actually Allows It practice management retirement planning tax strategy May 11, 2026

If you are an attending physician, there is a good chance someone has told you about the mega backdoor Roth. Maybe it was a colleague in the doctors' ...