Physician Family Financial Advisors Blog

"Are we saving enough?" You've asked your spouse some version of that question, probably more than once, and probably without landing on an answer eit...

You're somewhere between 55 and 65. You've been an attending for a couple of decades, and the question in your head has changed shape. It used to be "...

Here's a question that comes up at physician dinner tables: "How much do we actually have?" Sometimes the person asking is the spouse who doesn't hand...

You've got a login somewhere for the 403(b) from residency. There's a 401(k) at the hospital where you did fellowship. There's probably a third accoun...

The call doesn't come with a warning. Your mom mentions she's been having trouble with the stairs. A neighbor says your dad doesn't seem to be opening...

You started at the hospital, sat through forty minutes of benefits onboarding, checked a box next to a contribution percentage, and moved on to creden...

Your Mix Drifts Even When You Never Touch It

You picked a mix once. Maybe it was the year you finished training and finally had real money going into...

You are 54, you have been an attending for two decades, and for years the catch-up contribution was one of the few tax decisions that took no thought ...

The Checkbox in Your Benefits Portal

Somewhere in your employer's benefits portal there is a small radio button. Pre-tax. Roth. Sometimes a slider th...

What a Spousal IRA Actually Is

One of you leaves before the kids are up. The other one packs the lunches, moves the pediatrician appointment, chases ...

You take a W-2 job for the bulk of your income, and then you pick up locum shifts, read studies on the side, sit on an advisory board, or moonlight a ...

You opened the 529 when your oldest was in diapers, back when residency felt like it would last forever. Now there is a college diploma on the wall, a...