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Physician Family Financial Advisors Blog

As a physician mom or dad, you put everything into your practice and your kids — so you want to do the right thing with the money you earn. This blog explores the topics that matter most to physician families: investing for retirement, saving for college, and raising financially responsible children.

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How Much Should a Physician Household Save Each Year? A Career-Stage Framework cash flow & budgeting physician career retirement planning Sep 23, 2026

"Are we saving enough?" You've asked your spouse some version of that question, probably more than once, and probably without landing on an answer eit...

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Group Disability Through the Hospital vs. an Individual Policy: What Each One Actually Covers insurance physician career tax strategy Sep 23, 2026

Somewhere in the benefits packet you signed when you took your attending job, there was a line about long-term disability (LTD) coverage. The hospital...

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Employer Student Loan Repayment Assistance: How It Works and How It Interacts With PSLF physician career student loans tax strategy Sep 23, 2026

The recruiter mentions it near the end of the call, almost as an aside. "We also do loan repayment assistance." If you're finishing training with a ba...

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From Employed Physician to Practice Partner: What Changes on the Money Side physician career practice management tax strategy Sep 23, 2026

You took the hospital job out of training partly because it was simple. Payroll ran itself. The health plan, the malpractice policy, the retirement ma...

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Cutting Back to 0.8 FTE: The Financial Details Physicians Should Check First cash flow & budgeting insurance physician career Sep 23, 2026

You've run this in your head more than once. You'd work four days instead of five. You'd take a Wednesday at home, or a Friday, or whatever day your g...

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Benefits Open Enrollment for Physician Families: What to Actually Check Before the Deadline cash flow & budgeting insurance physician career Sep 23, 2026

The email shows up in your work inbox sometime in the fall. Open enrollment is here, the window is about three weeks, and there's a link to a portal y...

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When One Spouse Earns Most of the Income: Money Conversations in a Physician Household cash flow & budgeting physician career retirement planning Sep 23, 2026

Here's a question that comes up at physician dinner tables: "How much do we actually have?" Sometimes the person asking is the spouse who doesn't hand...

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The Orphaned 401(k): Retirement Accounts Physicians Leave at Past Jobs physician career retirement planning tax strategy Sep 23, 2026

You've got a login somewhere for the 403(b) from residency. There's a 401(k) at the hospital where you did fellowship. There's probably a third accoun...

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Parental Leave for Physician Parents: Planning the Money Before the Baby Comes cash flow & budgeting insurance physician career Sep 23, 2026

You're four or five months out, or your spouse is, and the questions surfacing at ten at night have nothing to do with the nursery. How many weeks can...

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Why Your Bonus Got Taxed So Hard: Supplemental Wage Withholding for Physicians cash flow & budgeting physician career tax strategy Sep 23, 2026

Your signing bonus landed. Or maybe it was the quality bonus, or the year-end productivity payout you've watched accrue since spring. You opened the p...

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403(b) vs. 401(k): What Hospital-Employed Physicians Should Know About Their Retirement Plan physician career retirement planning tax strategy Aug 18, 2026

You started at the hospital, sat through forty minutes of benefits onboarding, checked a box next to a contribution percentage, and moved on to creden...

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Changing Jobs Without Losing PSLF Progress: A Guide for Physicians physician career practice management student loans Aug 18, 2026

You are four years into a hospitalist job at a nonprofit medical center. Forty-eight certified payments are sitting in your Federal Student Aid accoun...

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Physician Family Financial Advisors

Physician Family Financial Advisors Inc.
9450 SW Gemini Dr PMB 52736
Beaverton OR 97008-7105
contact@physicianfamily.com
(541) 463-0899

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