Physician Family Financial Advisors Blog

As a physician mom or dad, you put everything into your practice and your kids — so you want to do the right thing with the money you earn. This blog explores the topics that matter most to physician families: investing for retirement, saving for college, and raising financially responsible children.

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How Much Cash Should a Physician Family Keep? Emergency Funds and Where to Hold Them cash flow & budgeting insurance physician career Aug 18, 2026

You out-earn almost everyone you went to high school with. But you can still feel a small jolt in your chest when a $4,000 bill lands with no warning....

Malpractice Tail Coverage: What Physicians Should Know Before Changing Jobs cash flow & budgeting insurance physician career Aug 18, 2026

You accepted the new position. The offer looked good, the commute is shorter, and the group seems like people you would want to work beside. Then some...

The New-Baby Financial Checklist for Physician Parents cash flow & budgeting college savings insurance Aug 18, 2026

Congratulations! You just brought your new addition to the family home! You are also, in all likelihood, running on four hours of sleep and a granola ...

Own-Occupation Disability Insurance: The Narrow Window Before Training Ends insurance physician career residency & fellowship Aug 18, 2026

You are in the last year of training. The signing bonus conversation is finally happening, the credentialing paperwork is stacking up, and somewhere i...

Why Physicians Hear the Whole Life Insurance Pitch So Often (and How to Evaluate It) cash flow & budgeting insurance physician career Aug 18, 2026

The pitch usually arrives in one of a few ways. A colleague in your group mentions the person who handled their insurance and offers to make an introd...

Umbrella Insurance for Physicians: Protecting Your Household Beyond Malpractice Coverage financial planning fundamentals insurance Jul 15, 2026

You already carry malpractice insurance. You think about it more than you would like to, and you assume it sits over your household like a roof. So wh...

How Much Term Life Insurance Does a Physician Family Actually Need? financial planning fundamentals insurance physician career Jul 15, 2026

You signed up for a benefits portal during onboarding, clicked through a default amount of group life insurance, and have not thought about it since. ...

$Disability Insurance Math for Dual-Physician Households: How Much Coverage Is Enough$

Disability Insurance Math for Dual-Physician Households: How Much Coverage Is Enough financial planning fundamentals insurance physician career May 12, 2026

When both spouses are physicians, the math on disability insurance changes in ways that surprise a lot of couples. The common advice you hear at resid...