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Physician Family Financial Advisors Blog

As a physician mom or dad, you put everything into your practice and your kids — so you want to do the right thing with the money you earn. This blog explores the topics that matter most to physician families: investing for retirement, saving for college, and raising financially responsible children.

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The Fellowship Year: Planning Your Money Around One More Year of Training Pay cash flow & budgeting residency & fellowship student loans Oct 29, 2026

You matched into fellowship. It's the career you wanted, and the training you're happy to receive. It also means the attending paycheck you've been pi...

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A Fourth-Quarter Tax Checklist for Physician Households: What Still Counts Before December 31 cash flow & budgeting retirement planning tax strategy Oct 29, 2026

It's early October. Open enrollment emails are stacking up, the holidays are already on the call schedule, and somewhere in the back of your mind is a...

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When Grandparents Want to Help With College: Coordinating Gifts, 529s, and Financial Aid cash flow & budgeting college savings tax strategy Oct 29, 2026

It usually comes up casually. Maybe it's over a holiday dinner, or on a phone call after your oldest's eighth-grade graduation. Your parents (or your ...

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Net Worth, Savings Rate, and Cash Flow: What Each Number Tells a Physician Household cash flow & budgeting physician career Oct 29, 2026

You've finished training, the attending paycheck is real, and yet when you sit down to look at the whole picture, something doesn't add up. Your incom...

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Not Going for PSLF? How Physicians Weigh Paying Off Student Loans Fast Against Investing cash flow & budgeting investing student loans Oct 29, 2026

You've done the math on Public Service Loan Forgiveness, and it doesn't fit your career. Maybe you're in private practice. Maybe your group is a for-p...

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A Roth IRA for Your Teenager: How the Earned Income Rules Work for Physician Families cash flow & budgeting college savings investing Oct 29, 2026

Your teenager just brought home a first paycheck from a summer job. Maybe it's from the pool where they lifeguard, the ice-cream shop down the street,...

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How Much Should a Physician Household Save Each Year? A Career-Stage Framework cash flow & budgeting physician career retirement planning Sep 23, 2026

"Are we saving enough?" You've asked your spouse some version of that question, probably more than once, and probably without landing on an answer eit...

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Dependent Care FSAs and the Child Tax Credit: What Survives a Physician Income cash flow & budgeting tax strategy Sep 23, 2026

You already know what the number is. Two kids in full-time center care, or one infant plus an after-school program, and the monthly childcare bill sit...

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Cutting Back to 0.8 FTE: The Financial Details Physicians Should Check First cash flow & budgeting insurance physician career Sep 23, 2026

You've run this in your head more than once. You'd work four days instead of five. You'd take a Wednesday at home, or a Friday, or whatever day your g...

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Benefits Open Enrollment for Physician Families: What to Actually Check Before the Deadline cash flow & budgeting insurance physician career Sep 23, 2026

The email shows up in your work inbox sometime in the fall. Open enrollment is here, the window is about three weeks, and there's a link to a portal y...

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Using a 529 for Private K-12 Tuition: What Physician Parents Should Know cash flow & budgeting college savings tax strategy Sep 23, 2026

The private school tuition bill arrives on a schedule that has nothing to do with your call schedule. If your kids are in private school, you already ...

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When One Spouse Earns Most of the Income: Money Conversations in a Physician Household cash flow & budgeting physician career retirement planning Sep 23, 2026

Here's a question that comes up at physician dinner tables: "How much do we actually have?" Sometimes the person asking is the spouse who doesn't hand...

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Physician Family Financial Advisors

Physician Family Financial Advisors Inc.
9450 SW Gemini Dr PMB 52736
Beaverton OR 97008-7105
contact@physicianfamily.com
(541) 463-0899

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