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Physician Family Financial Advisors Blog

As a physician mom or dad, you put everything into your practice and your kids — so you want to do the right thing with the money you earn. This blog explores the topics that matter most to physician families: investing for retirement, saving for college, and raising financially responsible children.

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Parental Leave for Physician Parents: Planning the Money Before the Baby Comes cash flow & budgeting insurance physician career Sep 23, 2026

You're four or five months out, or your spouse is, and the questions surfacing at ten at night have nothing to do with the nursery. How many weeks can...

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The Sandwich Years: Supporting Aging Parents While Raising Kids on a Physician Income cash flow & budgeting retirement planning tax strategy Sep 23, 2026

The call doesn't come with a warning. Your mom mentions she's been having trouble with the stairs. A neighbor says your dad doesn't seem to be opening...

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Why Your Bonus Got Taxed So Hard: Supplemental Wage Withholding for Physicians cash flow & budgeting physician career tax strategy Sep 23, 2026

Your signing bonus landed. Or maybe it was the quality bonus, or the year-end productivity payout you've watched accrue since spring. You opened the p...

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How Much Cash Should a Physician Family Keep? Emergency Funds and Where to Hold Them cash flow & budgeting insurance physician career Aug 18, 2026

You out-earn almost everyone you went to high school with. But you can still feel a small jolt in your chest when a $4,000 bill lands with no warning....

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Malpractice Tail Coverage: What Physicians Should Know Before Changing Jobs cash flow & budgeting insurance physician career Aug 18, 2026

You accepted the new position. The offer looked good, the commute is shorter, and the group seems like people you would want to work beside. Then some...

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Married Filing Separately for Physician Couples: When Student Loans Change the Filing Math cash flow & budgeting student loans tax strategy Aug 18, 2026

The Question That Shows Up Every March

You and your spouse have filed jointly since the year you got married. Nobody questioned it. Then one of you l...

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The New-Baby Financial Checklist for Physician Parents cash flow & budgeting college savings insurance Aug 18, 2026

Congratulations! You just brought your new addition to the family home! You are also, in all likelihood, running on four hours of sleep and a granola ...

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Pay Down the Mortgage or Invest the Difference? How Physician Families Weigh the Trade-Offs cash flow & budgeting investing real estate Aug 18, 2026

There is money left over at the end of the month. Maybe not a lot, but it's there. And every few weeks the same question comes back to you: should tha...

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Quarterly Estimated Taxes for Physicians With 1099 Income: A Safe-Harbor Guide cash flow & budgeting physician career tax strategy Aug 18, 2026

The Paycheck That Arrives Whole

The first locum shift payment, or the first medical-director stipend, or the first expert-witness fee, tends to land ...

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Reading the Money Parts of Your First Attending Contract: Salary, RVUs, Bonuses, and Benefits cash flow & budgeting physician career residency & fellowship Aug 18, 2026

You spent more than a decade learning medicine and roughly zero hours learning employment law. Then a PDF lands in your inbox with your name on it, tw...

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Why Physicians Hear the Whole Life Insurance Pitch So Often (and How to Evaluate It) cash flow & budgeting insurance physician career Aug 18, 2026

The pitch usually arrives in one of a few ways. A colleague in your group mentions the person who handled their insurance and offers to make an introd...

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Will Our Income Disqualify Our Kids From College Aid? What Physician Families Should Expect cash flow & budgeting college savings investing Jul 15, 2026

It is one of the most common questions physician parents bring to a planning conversation: with our income, do our kids even have a shot at college ai...

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Physician Family Financial Advisors

Physician Family Financial Advisors Inc.
9450 SW Gemini Dr PMB 52736
Beaverton OR 97008-7105
contact@physicianfamily.com
(541) 463-0899

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