Physician Family Financial Advisors Blog

The Paycheck That Arrives Whole

The first locum shift payment, or the first medical-director stipend, or the first expert-witness fee, tends to land ...

Your Mix Drifts Even When You Never Touch It

You picked a mix once. Maybe it was the year you finished training and finally had real money going into...

You are 54, you have been an attending for two decades, and for years the catch-up contribution was one of the few tax decisions that took no thought ...

The Checkbox in Your Benefits Portal

Somewhere in your employer's benefits portal there is a small radio button. Pre-tax. Roth. Sometimes a slider th...

What a Spousal IRA Actually Is

One of you leaves before the kids are up. The other one packs the lunches, moves the pediatrician appointment, chases ...

You take a W-2 job for the bulk of your income, and then you pick up locum shifts, read studies on the side, sit on an advisory board, or moonlight a ...

You matched, you trained, and now a contract is sitting in your inbox with a number on it that finally reflects all those years. The base salary looks...

If you have ever heard another business owner talk about the 20% deduction they get on their business income and wondered why it never seems to show u...

You opened the 529 when your oldest was in diapers, back when residency felt like it would last forever. Now there is a college diploma on the wall, a...

You have heard the term mega backdoor Roth. Maybe a colleague mentioned it in the doctors' lounge, maybe a podcast brought it up between cases. The id...

You give to your church, your kids' school, the residency program that trained you, the relief fund that came across your feed last winter. The giving...

Your hospital benefits packet lands on your desk, and somewhere past the 401(k) and the 403(b) you spot a line for a 457(b) plan. The pitch is appeali...